Are you familiar with Phishing ? If you still don't know about it then its better that i show you a quote from wikipedia :

In computing, phishing is an attempt to criminally and fraudulently acquire sensitive information, such as usernames, passwords and credit card details, by masquerading as a trustworthy entity in an electronic communication. eBay, PayPal and online banks are common targets. Phishing is typically carried out by email or instant messaging,^[1] and often directs users to enter details at a website, although phone contact has also been used.^[2] Phishing is an example of social engineering techniques used to fool users.^[3] Attempts to deal with the growing number of reported phishing incidents include legislation, user training, public awareness, and technical measures.

Just yesterday i was just saved from Phishing. I opened a new account at http://www.hyipex-invest.com/ three days ago. Its a HYIP ( High Yield Investment Program). I would deposit money to it in this week. Yesterday i got email from them. Address was feedex12345@yahoo.com :

hi, we correct the bug in our script!

please try to confirm your account now!

Click here or got your member account and click confirm your account!

http://www.hyipex-invest.com/confirm.php

respectfully

marrie
admin@hyipex-invest.com

Just click on the link you will see they will show three currencies. They will tell to click yours and confirm. I clicked e-bullion. Then it showed the merchant page for payment. I entered the account numhber then also put the password then i was going to write the amount. Just in that time i looked at address. It was not e-bullion's address. I jumped and came back from it. All members have got this massage. So when you will pay some where at first look at the web address and it should be https://. If you are caught by phishing when i will realize it , then and then login to your account and change your password. Best of luck.